May I suggest trying Z.ai coding plan? I've had a good experience, and its 1/3rd of the price.

When I do use AI, I already have a solid plan of what I need. Sometimes I ask it to look something up. I never do both in one prompt.

GLM 5.1 can do both, and its way way cheaper. I also don't hit my limit that fast (Plus I get to use it in OpenCode).