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No idea if this claim is true. How do Americans transfer money? Don't your banking apps allow that?
> How do Americans transfer money? Don't your banking apps allow that?
If the exchange isn't online and is a fairly large amount of money, something like buying a car, checks (cheques) or even envelopes of cash are a lot more common than PayPal. Online, those aren't easy so that's where Paypal and their competitors shine. Americans also now use other apps for small money exchanges, like paying somebody for mowing your lawn, although refusing the app and offering/demanding cash is still relatively normal.
If anything it's more interesting that it has American origins. At it's core, the model provides flat rate access to anyone of any class at no upfront cost. High value users with high ad conversion rates subsiding the platforms for low income low consumer spending users. That's something that is particularly European, and not very American.
> ... a degraded culture
Do matters of personal injury liability not apply in Europe?
It's also assumed that people have at least a little common sense and that your average adult knows more than a toddler.
But no you don't have ambulance chasers or personal injury lawyers trying to get millions out of someone who had a car crash and now their neck feels funny
"They hate our freedom!"
"They want to destroy our culture!"
Since every accusation is a confession with these people, I guess this is what they want to do to others.