How do you explain so many people believing it is safe?
The problem is risks are far too easy to brainstorm, anyone can come up with endless risks that it takes endless time to mitigate.
If I were the manager for challenger, I would have run the o-ring experiment as soon as it was brought up as a concern. Put the fuel pumps in a freezer, test if they leak. Feynman famously demonstrated it with a glass of icewater. Experiment is what separates made up risks from real risks, I would have definitely told the engineers to take a hike and would have hit launch if they couldn't provide experimental evidence of o-ring failure in cold temps. (Spoiler alert: in that case they easily could have)