This is very false. My first system was a 3060 which you can buy new for about $300 or used for about $200. If you already have an existing system you can use it, else you can pick up a used PC for about $150. Entry is about $500.
I've got a 3060 myself, which is nice to play around with the smaller models for free (minus electricity) and with 100% uptime, but I was not able to program anything with them yet that I didn't want to rewrite completely. A heavily quantized Qwen3.5-27B model is getting close though. Maybe in a few months.
Benchmarks: https://old.reddit.com/r/LocalLLaMA/comments/1rpw17y/ryzen_a...
The price hike has been crazy. The Bosgame M5 Mini is $2400 now. I didn't get one last year when they were $1500 because I thought the memory bandwidth was mediocre. However, it doesn't look like we'll get anything better for that price anytime soon.