Burning fossil fuels also raises the global temperature, reduces air quality, and people still have to pay more at the pump.
Its not just Florida. There are multiple problems. Many can be mitigated, but I very much doubt they will be as its easy to put off.
And no, in China global warming means worsening desertification, in Russia it means melting permafrost that covers 60% of the country, same in Canada. Europe and the US are uniquely positioned to suffer the least from it and many industries will win outright. For example, there will be year-round tourist season within continental EU: all summer on the Baltics and the North Sea and all winter in the Mediterranean; winemaking in Spain and southern France will suffer badly and in some places may become commercially non-viable, but will expand to great lot more territory in northern Germany, low countries, Poland, UK, thus enabling a lot richer wines due to great variety of soils.
Is that what matters?
No not everyone loses, people in colder climates win a lot from global warming, especially Russia and Canada. There is so much land there that is currently not viable due to being too cold that will open up from global warming.
Eg: When surface ice gets very low the trapped heat will go more torward heating water than melting ice.
That's very double plus bad (ask a high school physics teacher about the energy used to melt, say, a kilogram of ice .. then ask them by how many degrees C does that same energy raise the temp. of water).