The commercial solutions probably don't work because they don't use the best SOTA models and/or sully the context with all kinds of guardrails and role-playing nonsense, but if you just open a new chat window in your LLM of choice (set to the highest thinking paid-tier model), it gives you truly excellent therapist advice.
In fact in many ways the LLM therapist is actually better than the human, because e.g. you can dump a huge, detailed rant in the chat and it will actually listen to (read) every word you said.