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It turns out that in many of these cases, code is an effective way of doing it, but there may be other options. For a storefront, there are website builders that let you do it very effectively if your needs match one of their templates, there are game engines that require no code, and a lot of accounting can be done in Excel.
What I wanted to say is that maybe you could have done without code, but thanks to LLMs making code a viable option even for beginners, that's what you went for. In fact, vibe coding is barely even coding in the strictest sense of writing something in a programming language, since you are using natural language and code is just an intermediate step that you can see.
The reason programmers use programming languages is not gatekeeping, unlike what many people who want to "eliminate programmers" think. It is that programming languages are very good at what they do, they are precise, unambiguous, concise and expressive. Alternatives like natural languages or graphical tools lack some of these attributes and therefore may not work as well. Like with many advanced tools, there is a learning curve, but once you reach a certain point, like when you intend to make it your job, it is worth it.
If you walk to the kitchen and fry up an egg are you now a master chef? What's the difference between a surgeon and a butcher ...they both cut things?
Most shops never really needed development expertise in-house as there's no shortage of many decent tools equally suitable as code for getting machines to do most business things.
In some ways this is worse because while it's functionally the same black box intermediary as the alternative-to-code tools there's an illusion of control and more sunk cost. Do you want your sales team selling or learning JavaScript churning out goofy knock-offs for a well-solved problem?
Maybe it wouldn't be visually nice, but you would understand what you've built, which is something really really important if you are processing online payments.
Ummm... No? That was literally what people have done for decades? Is the implication that you feel you are too old to read a book at 45 and start programming?
Sure, you will make hundreds of unintended decisions along the way that a seasoned developer would scoff at (for good reason), but a functioning first application in half a year when learning on the job is exactly what people have done, always. Is it a good idea? Well, it is always better to have a professional at hand to help and do away with the beginner's problems from the beginning, but it's absolutely doable.
Programming is not a black art, but something anyone with a bit of logical thinking can pick up from a book. Hence the "Learn yourself Java in 48 hours" books the were so popular for a while.