It's more likely for them to accidentally be deleted (or otherwise lost access): in my experience approximately zero users actually understand where their passkeys are stored, and they can be all over the place: the number one question I get is 'why can't I log in?' because they've accepted a passkey setup dialog on one machine without really reading it and now can't log in on another. Sometimes it's on the same machine but in different contexts. No passkeys should be considered something that the average user is going to reliably hold onto (in large part because the industry has been so keen to foist them on users but not very keen at all to educate them on how they work. This also makes them a lot less useful from a security point of view because it means you can't get rid of the recovery process, which tends to be the weaker link).