Passkeys can in fact be backed by exactly this, i.e. a HMAC-only stateless implementation backed by a single password: https://github.com/lxgr/brainchain
Yes of course. Just like you do for passkeys.
> Passkeys can in fact be backed by exactly this, i.e. a HMAC-only stateless implementation backed by a single password: https://github.com/lxgr/brainchain
No, not quite. It's written on there:
> "Login" with your passphrase, and you can create non-discoverable WebAuthN credentials (don't call them passkeys, but definitely be reminded of them) at ~all~ some websites supporting them (...)
That's the thing: with passwords, a website/app cannot prevent you from controlling the password yourself. With passkeys and attestation it can.
Some still might, e.g. for corporate or high security contexts, but I don't think it'll become a mass-adopted thing if things don't somehow drastically change course.
Yes, because hardware authenticators (like Yubikeys) still commonly support it, and it makes sense there.
I guess they could add an explicit remark like "synchronized credentials must not support attestation", and given the amount of FUD this regularly seems to generate I'd appreciate that. But attestation semantics seem to be governed more by FIDO than the W3C, so putting that in the WebAuthN spec would be a bit awkward, I think.
In other words, you have a principal-agent problem: Users doing custom software passkey acrobatics and the banks liable for any funds lost.
Preferably, use of attestation should be limited to these (and enterprise) scenarios, and I do share the concern of others starting to use them as weak proofs of humanity etc.
Seems like an absolutely rare edge case to me. Or maybe even just a misunderstanding. I doubt there is a law that says that. If anything, I could imagine a law saying that a company has to take "sufficient precautions".
But even if what you say were to be true - that's not something to solve with tech. That means the law should be changed.
Bank and payment card transactions are arguably a pretty big part of everyday life to most people.
> I doubt there is a law that says that.
Reg E/Z in the US and PSD2 in the EU pretty firmly put the burden for these types of situations/losses on the bank/PSP. They don't specifically mandate the "how", but for better or worse, industry perception and common practice is for that to include root detection, blocking VoIP numbers from receiving SMS-OTPs etc.
> That means the law should be changed.
The law that makes banks liable for most cases of account compromise? I'm actually quite happy with that, even if it comes with some unfortunate externalities.
I saw passkey boosters go very, very rapidly from "Passkeys are immune to phishing!" to "Passkeys are phishing resistant!" when lots of real-world people started using passkeys and demonstrated that you absolutely must have a way to back them up and move them around.
You can't copy them out on at least the iOS, Android, and (to my knowledge) Windows default implementations.
> lots of real-world people started using passkeys and demonstrated that you absolutely must have a way to back them up and move them around.
Millions of people use them without being able to move them around in the way you describe.
Pardon? The official support docs disagree with you [0][1][2]. They absolutely leave the device.
Other passkey managers let them leave the device in a way that you control, but even the default ones copy them off the system they were created on.
[0] <https://support.google.com/accounts/answer/6197437?hl=en&co=...>
[1] <https://support.apple.com/guide/iphone/passwords-devices-iph...>
[2] Examine the "Can I use passkeys across multiple devices?" Q and its A here: <https://support.microsoft.com/en-us/windows/passkeys-frequen...>
Both Apple and Google have pretty elaborate ceremonies for adding a new device to an existing account in a way that synchronizes over passkeys.
When passkeys were first introduced, they were 100% stuck to the device that they were created. There was absolutely no real way to copy them off. This is when proponents were -correctly- making the claim that they were immune to phishing.
When lots of users (who -notably- were not supported by whole-ass IT departments who set up and run systems that handle provisioning and enrolling new devices) started using passkeys, the correctness of the thing that many non-boosters were screaming ("You have to have a way to back these up and move them between devices!") became abundantly clear. Passkeys became something that could be copied off of devices, and proponents -correctly- switched to the claim "Passkeys are phishing resistant".
Once things switched around so that passkeys were no longer stuck on a single device, third-party managers got the ability to manage and copy passkeys. [0]
Hopefully it's now clear that the shift from "they never leave the device" to "they do leave the device" (and the consequences of this change) is what I'm talking about.
[0] At least, they will for the next five, ten years until the big players decide that it's okay to use attestation to lock them out to "enhance security".
1. "Hi, I'm your bank, log in just like you normally do." (Passkeys immune.)
2. "Hi, I'm your bank, do something strange I've never ever asked you to do before by uploading some special files or running this sketchy program." (Passkeys just resist.)
The problem with the expansive definition is it basically starts to encompass every kind of trick or social-engineering ever.
We need to stop pretending that padded cells for the criminally incompetent are a desirable design target. If you are too stupid to realize that you are being taken for a ride when asked to go through a manual export process and fork over sensitive information (in this case your passkeys) to a third party then you have no business managing sensitive information to begin with. Such people should not have online accounts. We should not design technology to accommodate that level of incompetence.
If you can't stop driving your car into pedestrians in crosswalks you lose your license. If you can't stop handing over your bank account number to strangers who call you on the phone you lose all of your money. If you eat rotten food you get sick and possibly die. If you hop a fence and proceed to fall off of the cliff behind it you will most likely perish. To some extent the world inherently has sharp edges and we need to stop pretending that it doesn't because when we do that it makes the world a worse place.