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Which bank? I work in this space for a large european bank and we wouldn’t be able to do this.

My Volksbank app here in Germany just wants a locked boatloads and no root. Works fine with microg. It's the reason I will never move!

Though the Sparkasse is the same actually, unsure about the other german banks

This is great news if it’s true, these regulations are so hazy it’s maddening. Even tho I’m being downvoted I am actually on the side of removing these barriers I was just sharing what I was made to understand by my bank. shrug

All Dutch banks for example? I do instant online payments and P2P payments all the time with a degoogled phone. My VISA credit card app (ICS) also works fine.

You mean via your banks web interface? Or via some tap to pay interface?

What i mean is can you use this to pick up a slab of beer in albert hein, or just to transfer some cash to a friend or such?

I can't pick up a slab of beer at Albert Heijn because it requires Google Pay. But some banks (I think Rabobank) have their own NFC app and then it works fine.

But instant online iDEAL payments etc. work fine. Person to person payments using Tikkie/betaalverzoek as wel.

Put differently, I never use my bank's web interface, only the phone app.

Not anymore, all Dutch banks have moved to Google/Apple pay unfortunately.

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