In other words coverage will soon be denied implicitly to people with these markers? Or will people opt out of coverage?
YEsh, they'll both raise your rates for not submitting this data and raise your rates for being in the cohert that's susceptible; they'll also raise everyone elses rates for having to recalculate the tables!
Not in the US it’s illegal under the Genetic Information Nondiscrimination Act (GINA) of 2008.
GINA prohibits genetic discrimination in pricing common health care insurance, but not for products like life insurance, disability insurance, or even long-term care insurance. Some states have statutes that address the latter types of insurance, though.
Life insurance is mostly a useless financial product, and obviously the law wouldn't mandate selling life insurance to people who are likely to die early. That would create such a crazy perverse incentive.
Wow, that is a depressing point of view. Advancements in "not paying for things" accelerates while advancements in "preventing things" just inches forward.
So you'll tell your customers if they eat some more omega3 they'll pay less for insurance, right?
Right?
Right?
Haha no you won't. You'll just raise premiums and nobody will know why.
In the UK there are providers that will reduceyour premium if you have workout activity logged by an iWatch
So you need to be able to afford an iWatch to save money?