I own a station wagon, a van and a pickup (none of which are nice or new) vehicle and three trailers (to be fair one is special purpose) and I'll put up to ~1000lb on the roof of the car before I drag a trailer around.

Trailer is kind of obnoxious pain in the ass and has a bunch more shit to go wrong with it's use compared to a vehicle that "just does what you need".

It might not be the literal cheapest but a truck with the desired cab to bed ratio is the right call for the casual user who just wants to do homeowner things and doesn't wanna think about it.