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danw1979

HSBC still operate a perfectly functional website for banking.

The more people who continue to use this, the better. It sends a clear signal that customers prefer the open web over restrictive and inconvenient mobile apps.

I’m also hanging on to my bank’s physical RSA fob as my 2FA, instead of using their app based version.

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At least in UK, you'll need a physical token to do that. And you can't have both app and token. So if you had an app that is now not working, it'll take some time to get a token and restore your bank access.

I have both the app (“digital key”) and a physical RSA token with my bank in the UK.

How did you manage to do that? Whenever I tried to activate the app it was asking me to create a digital key and warning me that I'm going to lose ability to use physical token.

There is actually mobile banking for these cases. Which at least for HSBC requires your account details, a (Up to? I don't know the minimum) 10 digit (numeric) pin and you have to say "My Voice is My Password" which sounds like complete theatre.

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