HN should be above that. When we make a claim that X leads to Y we should be ready to show how X leads to X1, which leads to X2, which leads to X3, which leads to Y.
Almost all articles in the press about data collection and privacy are very poor and only focus on what data gets collected, not how it's used, nor how the circle completes and it comes back to harm the source of that data. To its credit, your second link at least lists a single vague example of how it's used, "data can be misused in ways such as fraudulent insurance claims or fake medical histories" but nothing about how that results in harm to the end user. We should expect better from reporters.
We should expect better from HN though, too. Let's not make conspiratorial claims here. I'm going to call them out, even though I am an opponent of this kind of data collection, too.