This is the pattern I settled on about a year ago. I use it as a rubber-duck / conversation partner for bigger picture issues. I'll run my code through it as a sanity "pre-check" before a pr review. And I mapped autocomplete to ctrl-; in vim so I only bring it up when I need it.
Otherwise, I write everything myself. AI written code never felt safe. It adds velocity but velocity early on always steals speed from the future. That's been the case for languages, for frameworks, for libraries, it's no different for AI.
In other words, you get better at using AI for programming by recognizing where its strengths lie and going all in on those strengths. Don't twist up in knots trying to get it to do decently what you can already do well yourself.