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Not saying this in a derogatory way, but that pretty much means you are not a "normal" user but someone who is tech savvy enough to not rely on someone else's cloud.

And yet all it takes is buying a piece of hardware and installing an app, something that plenty of "normal" people do every day.

"all it takes" is a very naive simplification of how to accomplish this solution and is much more complicated for a non tech savvy person than just hitting "yes" on a backup option their phone prompts them for.

I wish I could “just” buy a computer and keep it permanently powered and connected.

A cellphone is a computer that is (typically) permamemtly powered and connected.

By “powered” I meant plugged in. Leaving a phone permanently plugged in would be a massive fire hazard.

Right, they said normal person.

How do you collaborate with your coworkers , customers and friends ? What industry are you in ?

Want to bet we can find holes in your solution too?