There is an actually easy an effective escape hatch right here in the US:

Community college to state school path.

You can get a full bachelors degree for ~$35k. All four years, $35k. Not per year. Full degree. $35k.

And that's before any scholarships or grants.

Kids and parents are just insane though, and want to flex about the college they are going to from day one. Its become a ritualistic practice with social shame attached to going to community school.

Even though the end result is exactly the same.