On the other hand, Nextcloud is so far from being something like Google Docs, and I would never recommend it as a general replacement to someone who can't tolerate "jank", for lack of a better word. There are so many small papercuts you'll notice when using it as a power user. Right off the top of my head, uploading large files is finicky, and no amount of web server config tinkering gets it to always work; thumbnail loading is always spotty, and it's significantly slower than it needs to be (I'm talking orders of magnitude).
With all that said, I'm so grateful for Nextcloud since I don't have a replacement, and I would prefer not having all our baby and vacation pictures feeding some big corporation's AI. We really ought to have a safe, private place to store files in 2025 that the average person can wrap their head around. I only wish my family took better advantage of it, since I'm essentially providing them with unlimited storage.