> This feels like a very naïve viewpoint
It's just an European viewpoint... I know for americans it's like a sci fi movie but it's very real here lol
In France you get ~67% of your salary for 36 months, after that it's case by case.
In Germany you get ~70% of your salary for 78 weeks, private insurances will cover more/longer too, for like < 50 euros a month