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Comment by W0lfEagle | Hacker News Reader

This feels like a very naïve viewpoint. The reality being that you can't rely on insurance at all. You might have insurance but that certainly doesn't guarantee you'll be financially supported through health issues. You'll also be required to engage in legal battles with your insurance company which might be prohibitively complicated after a brain injury.

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> This feels like a very naïve viewpoint

It's just an European viewpoint... I know for americans it's like a sci fi movie but it's very real here lol

In France you get ~67% of your salary for 36 months, after that it's case by case.

In Germany you get ~70% of your salary for 78 weeks, private insurances will cover more/longer too, for like < 50 euros a month

You're talking about unemployment or disability?

I got unemployment assistance, I'm french and lived in France at that time. Be it family, savings or social security, I didn't take a year of vacation. I was trying to pivot to another activity which is difficult in itself, more so after a stroke.

Also before you tell me how good social security is in France :-) you must know my doctor likely caused or amplified the stroke by giving me the wrong treatment at the wrong time, and by not telling me to go to the hospital before 3 full days... and then they let me out. I returned urgently the week after, when a neuro-surgeon freaked out.

No, at least in Germany (pretty sure other western countries too) you are covered after stuff like this. You won't be rich, but enough housing food and your camera.

Note: only if you're a German citizen.

Nope, you just need an health insurance, which you'll have if you worked

Ah, I thought you meant the more general Bürgergeld.

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