Unpacking your argument you make two points:
1) The human has studied all his life; yes, some humans study and work hard. I have also studied programming half my life and it doesn't mean A.I can't make serious contributions in programming and that A.I won't keep improving.
2) These companies, or OpenAI in particular, are untrustworthy many grabbing assholes. To this I say if they truly care about money they will try to do a good job, e.g provide an A.I that is reliable, empathetic and that actually help you get on with life. If they won't - a competitor will. That's basically the idea of capitalism and it usually works.
^This is the load-bearing statement. "Just talk about your depression" sounds like you know nothing of depression.