Some banks require app confirmation for PC-initiated transactions, using play integrity requiring apps. Cause security, you know.
They just use an SMS code instead which is not secure at all.
why not distribute hw tokens for purposes like this? it has the least flaws IMO.
People do proprietary bullshit because they want to do proprietary bullshit. Anything else is made up.
The only supported 2FA is the bank's own dedicated 2FA app.
Bank transfers and I guess direct debit authorisations (if your bank requires you to confirm those) and reauthorisation/confirmation of card payments that were blocked by the bank's fraud detection. I think those are the only kinds of transactions one would ever use a PC for? I mean for me most of my day-to-day transactions are me paying by debit card in a shop, but you can't do that on a PC in the first place; pretty much everything else I do on my PC.
But sending a bank transfer is also a fairly common day-to-day transaction that I do a couple of times a month (and is the only way to pay for some government services like tax certificates short of visiting the tax office in person). Authorising a new direct debit happens occasionally (joined a gym, changed my utility provider, got a new credit card, that kind of thing).
WTF? What kind of shitty banking system are you using?