Look man, modern people die trying to save strangers from drowning. We can just see actual behavior, we don't need bloodless thought experiments
But also, biologists usually use a definition of "altruism" that does not include close kin. Richard Dawkins was explicit about this in his 1976 book "The Selfish Gene." Helping someone you are directly related to is not considered altruism.
You're also heavily discounting the fact that you had to live not only with yourself if you did nothing, but the shame/angst of their family who you definitely lived next door to. TFA is about taking care of "their own", not strangers.