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The point is, after the bubble burst, will there be enough funds, cash flow and... a viable market, to make these still run?

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Inference is not that expensive. I'd argue that most models are already useful enough that people will pay to run them.

At $20/month for Claude, I'm satisfied. I'll keep paying that for what I get from it, even if it never improves again.

Of course, but my point is that I don't think it's economically sustainable. If innovation/funding in AI stalls, those $20 will likely skyrocket fast.

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