It's clear they want to remove local accounts and tie everything to O365.
My mom (68 yo) recently got a Windows update that then prompted her to backup her stuff. I had disabled all this and used Win11 debloat previously. OneDrive only had 5gb of storage and prompted her to upgrade.
She thought she got hacked because it was asking for money. Then when I went to turn it off it warned me that I might suffer data loss disabling one drive. Which is a story that we have seen play out many times.
Sure enough I backed everything up to an external drive, and when I disabled OneDrive the files were totally gone.
https://learn.microsoft.com/en-us/answers/questions/5309251/...
https://www.reddit.com/r/techsupport/comments/1ef8pgr/one_dr...
https://www.elevenforum.com/t/i-tried-to-disable-onedrive-lo...
So sure, you can get around it, but there are going to be hundreds of millions of other people who won't.