Authenticate to phone banking in the name of a customer and request a personal loan. And in general, open a large line of credit in someone else's name.
This you can do somewhere? My bank asks me 20 questions (many like my first pet name, the last transaction I did etc) and then calls me back on the registered phone number. That data alone should get you nothing really. For credit here , small or large, you have to prove you are you or you get a nice police escort. Most of these apps, even if you are already registered, want you to tap your passport to nfc and scan your face for anything serious.
Your bank, sure. But what about all the other banks? Just need to target the weakest link.
Surely name, email, phone and date of birth aren't enough to do this at any bank? That's not quite public info but near enough. I've filled that in on hundreds of forms during my life and it's info that any of my friends have.
Not at any bank here and don't think anywhere: AML KYC rules would cut that down at least everywhere I know.
Pretty easy at stores for example.
Where can you do all that without a social security number?
There's no concept of social security number in Australia
It's not like those numbers haven't already been leaked elsewhere.
I feel like I get about a notification every 2 months now for a service I used maybe once 5 or 10 years ago getting breached/extorted/leaked.