For two, if you like power adapters going into boxes out of which usb cables to go more external hard drives, a Pi may be fine. If you want one neat box to tuck somewhere and forget about it, they aren't.
But then people buy Intel "NUCs" where the power adapter is larger than the computer box...
And three, the latest Pis have started to require active cooling. Might as well go low power x86 then.