> 45ish minute reverse commute to Seattle bustling-est neighborhoods for evening fun

What is a "reverse commute"? Is that just going into the city at the opposite time of day from normal work?

Also, 45 minutes one day (1.5hr total) is a rather large chunk of the evening to spend in transit for "evening fun."

> I got so lucky to buy one when I did (2020) due to interest rates.

It's funny, I remember thinking that people buying in 2020 were nuts because none of us knew what the economy was going to do, and it turns out that those who did buy came out ahead. I cite this among friends as one of the many ways in which I feel like being cautious with money has been the wrong choice (e.g. maintain 6mo-12mo emergency fund, don't make large purchases in periods of uncertainty, etc).