I had a friend a few years back that got taken for close to $50k and this feature would have prevented it.

- He was at a bar and got to talking to one girl.

- There was another girl watching him and his phone and figured out his passcode. The bar was dimly lit so FaceID didn't always work and at some point he entered his passcode and she saw.

- They all left to "go back to their place" and in the process the girls stole his phone.

- Mid ride they kicked him out of the Uber.

- He goes home and realized his bank accounts have all been cleaned out via Venmo and CashApp.

Had those apps been inside the "secure folder", they would have not been able to access them and thus would not have been able to clean him out like they did.