People here are claiming that "AI" emits fully working products, so with that reading they are not just a tool.
Also, you would own a chisel and the chisel does not spy on you. The "AI" factories are owned by oligopolies and you have to pay a steep monthly fee in order to continue receiving your warez that are derivative works of actually creative people's IP. Also, the "AI" factories know everything you do and ask and what kind of code you write.