And then when something goes wrong, you are unceremoniously handed a plane with potentially some or all of those protections no longer active.
As an analogy, imagine your FSD car was trying to slow down for something, but along the way there is some issue with a sensor. So it gives up and hands control back to you while it's in the middle of braking, yet now your ABS is no longer active.
So now the situation is much more sudden than it would have been (if you had been driving the car you would have been aware of it and slowing down for it youself earlier in the game), you likely weren't paying as much attention in the first place because of the automation, and some of the normal protection isn't working.
So it's almost three levels of adding insult to injury. Potentially related discussion: https://news.ycombinator.com/item?id=43970363