Can your system work during a power outage? Most US installed ones up until about 5-10 years ago could not because they lack a proper automatic transfer switch certified to never back feed.
So, instead of living in a desertifying moonscape with jacked-up insurance costs, we bailed for around the 100th meridian west where there aren't forest fires or earthquakes. And no hurricanes or floods either. The most concerning things are hail and wind which can be more-or-less mitigated and/or insured for, while tornado risk here is on the order of 0.0001%/structure/year.