Wealthfront does US Direct Indexing for tax-loss harvesting, they're 25bps/yr.
Sector Company 1 Company 2 Information Technology Microsoft (MSFT) Apple (AAPL) Financials JPMorgan Chase (JPM) Berkshire Hathaway (BRK.B) Health Care Johnson & Johnson (JNJ) UnitedHealth Group (UNH) Consumer Discretionary Amazon (AMZN) Tesla (TSLA) Communication Services Alphabet (GOOGL) Meta (META) Industrials Boeing (BA) Caterpillar (CAT) Energy ExxonMobil (XOM) Chevron (CVX)
That’s a spread. Everything has a spread.