I think anyone that thinks mudball is OK because business is messy has never seen true mudball code.
I've had to walk out of potential work because after looking at what they had I simply had to tell them I cannot help you, you need a team and probably at minimum a year to make any meaningful progress. That is what mudballs leads to. What this paper describes is competent work that is pushed too quickly for cleaning rough edges but has some sort of structure.
I've seen mudballs that required 6-12 months just to do discovery of all the pieces and parts. Hundreds of different version of things no central source control, different deployment techniques depending on the person that coded it even within the same project.