I wouldn't use a bank that made it difficult for me to access my account. I don't know why most people do. I know why a few need to, but not most. There's a lot of unnecessary bedmaking going on in tech.
In US, for example, their addresses are classified as Commercial Mail Receiving Agencies, and have a "Commercial" address designator. USPS has an API for that. If you get a bank to accept this address somehow, then the next trouble comes - they're gonna ask for utility bill for address verification and you can't have any utility bills for it.