Not necessarily. Just one famous example; BitTorrent is decentralized but for most people it's just "run this app, download files". "Decentralized" just means "doesn't rely on a centralized service to accomplish a goal". As long as the application isn't too complex to install and use, most folks won't care one way or the other whether it's decentralized or not, as long as it accomplishes the goal they're looking to accomplish.