Just long enough to milk the other homeowners for their own personal mortgages - paying off their own home, earn a cool $100k, and watch their property values go up.

An HOA that has $500/mo dues and 240 homes pulls $120,000/mo yet we have to cut our own grass, follow their paint scheme, follow their trash rules, keep our roofs new, front door clear, driveway clear, and packages out of sight.

EDIT for those downvoting, here's some cases for ya...

https://www.wlrn.org/local-news/2022-11-16/prosecutors-hoa-b...

https://www.miamidade.gov/global/release.page?Mduid_release=...

https://wsvn.com/news/investigations/arrested-again-ex-avent...

https://www.volusiasheriff.gov/news/volusia-county-sheriff/f...