> Just find someone ... who would be loyal

That's much harder than you realize.

Something close to half of all marriages fail. Significant numbers of men and women cheat. Roughly 30% of children given paternity tests or even those who use ancestry services discover their assumed fathers... aren't. Significant numbers of men and women are abusive, both physically and emotionally.

People suck.

And, the rugged individualism (bordering on objectivism) cultivated so strongly within the US doesn't help things.

You may as well be telling someone not to be poor.