No mention of how open banking works outside of the US, where (in the UK) bank transfers are basically instantaneous and free, and I can happily retrieve my payments list to my budgeting app.
Is this a UK thing? I've been searching for something like Mint/Quicken in the EU and haven't found anything worthwhile because there doesn't seem to be a standard for budgeting apps to connect to banks.
Not that it really is as open as many of us might like - the banks did a pretty good job of tying much of it up in red tape.
[1] https://developer.gocardless.com/bank-account-data/overview#...
I personally use Finanzguru (for the German market, it supports many banks).
Likely to be many others.
Clearly, I must have been searching wrong!
Some banks let you download in formats that let you then import into something. I have imported a lot into Gnucash from a downloaded file but its not smooth or complete (narrative needed fixing).