OP did say "consumer Epyc", so presumably referring to the parts using the AM5 socket. From a quick check on Newegg, it looks like barebones servers for that platform start at under $1000, to which you need to add CPU, RAM, and storage. So a $3000 budget to assemble a low-end Zen4/5 EPYC server is realistic: $570 for the 16-core EPYC 4565P, a few hundred for DDR5 ECC unbuffered modules, a few hundred for an enterprise SSD, and you have a credible current-gen server from readily available parts at retail prices, without any of the enterprise pricing and procurement hassle.