I have a belly and am what you would call "a little chubby". I don't exercise that much (once a week). I drink one black coffee in the morning.
After all these years of IF, net-net I haven't lost any weight, but I find if I stop IF (i.e. I start eating 3 meals a day), I feel sluggish. So in the absence of doing anything else, at least IF keeps my mind sharp.
p.s. the only times I've lost weight is when I've fasted once a week, cut out 50% of all carbs from diet, and starting lifting weights. I lost water weight at first, then plateaued because I gained muscle, then after that muscles did the work of burning excess calories.
I was that way for at least 3 years. Then I decided I loved food too much and added certain carbs back into my diet. These days I just do IF and nothing else, and my weight is stable.