Health insurance premiums are $500 to $2,000 per person per month in the US (price goes up with age). Annual out of pocket maximums are usually $5k to $15k (varies based on individual or family plan). Annual deductibles are usually $2k or may even just match the annual out of pocket maximumum.

A family of four can easily be spending $30k in premiums plus a couple thousand in out of pocket expenses per year.

This info can be found by searching reports from KFF, or checking prices on healthcare.gov

And while many people’s employers pay for a large portion of the premium, the cost still exists, they just don’t receive it in their bank account first before paying it to the insurer.

Childcare + Healthcare is more than housing.

Healthcare alone would be more than the house we had before this one.

In the US if you don't own your home free and clear this is likely the case.

If they are paying out of pocket for health insurance, it’s definitely possible.

My childcare + healthcare is nearly 3x my house payment.