That’s moving the goalposts. The fact that Mastercard doesn’t even apply their own rules consistently is another, arguably even greater problem that you would probably be better off not mentioning. Stop deflecting and explain why Mastercard lied by omission by claiming they don’t do something that their own rules clearly state that they do. If you can’t do this, you’re not interested in the facts, you’re just whiteknighting for a poor defenseless international megacorporation with veto power over a huge portion of the world’s economy.