Read the whole comment because that statement is not an excuse, it is simply a nod to how it differs from other payments. The rest of the comment explains why I think the situation arises like this. It really isn’t hard to read so try and if you think your understanding clashes with my explanation of my comment feel free to assume I’m bad at making a point and read it in good faith.

I clearly don’t understand your issue with what I wrote, and won’t with more accusations of being like a redditor.