Here is a short from a doctor who rides, explaining his rationale https://youtube.com/shorts/r53eHYCF6Sc
And a video breaking down accident stats https://youtu.be/uZm8Kj0fC88
If you're looking at USA stats, you should know that there are many, many people in this country that will regularly get on their Harley, which they've never bothered improving technical handling skill on, after five or six beers, wearing a small plastic hat that resembles a WWI infantry helmet more than a proper ECE/DOT/Snell rated helmet, with jeans and a cutoff leather jacket, and wrap themselves around the nearest telephone pole trying to impress some chick.
If you ride with technical skill, good protective gear, and a respect for the machine and the unpredictability of drivers, you have much better prospects than the stats would suggest.
Oncoming unprotected lefts are the most dangerous feature of city streets, and good motorcyclists learn to be extremely wary of their users.
Re: stopping in front of you - this is one reason why lanesplitting can actually be safer. If a car in front of you does an emergency braking maneuver, you're not pointed at the back of them. Additionally, you're not in the way of the car behind you who was watching Harry Potter on his phone and hasn't yet noticed what's happened. We call the longitudinal gap between cars the "squish zone."
You can reduce the danger of rear impacts on the highway, again, by lane splitting at a bit over the prevailing speed of traffic. At stops, you shelter next to, and between, larger vehicles.