As far as schedule goes, who’s taking care of the kid? At age 3 or 4 when you do this, it’s not like they are in school so some adult has to be around at 5:45pm.
You know how important swimming lessons are and yet just gave up and skipped it entirely? Or are you actually privileged and had other swimming lesson options for your kid and just didn’t want to bother with the affordable system’s constraints?
Lots of lower middle class/poor including me when I was growing up went to this without a problem. 25 cent public bus ride with mom was an adventure
Public bus rides in my area are 9x your cost, and 4x that cost for elderly people.
The Y and the bus haven’t turned into upscale things if that’s the point you’re trying to make.