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Not only is it ad-free, they provide a "skip advertisement" feature for in-video ads.

Technically it's a "skip commonly skipped section" usually that includes in-video ads, but also long introductions, filler spaces and any other bits that enough people care to manually skip a few times

YT-Premium is still ad-free, though they did bump up the prices recently.

Being a monopoly gives them that kind of power, but they haven’t gone overboard—probably because they know regulators would start poking around if they did.

Yes, but as YouTube payments to videographers have dropped, most have started filling the gap by having sponsored content inside the video, which is harder to skip and avoid.

youtube does not put ads before, during or after a video for a premium subscriber. creators are in control of the content within that video (and that could include sponsored segments). if that is an issue, you will need to skip those or use something like SponsorBlock.

Premium has a "skip section" button for those.

Is that the new button that's been popping up? And here I was blaming SponsorBlock.