I expect my index funds to be worth more tomorrow than today (on average), but still manage to pay for things with USD.
If buying, selling and transacting fees are low enough, I don't see why bitcoin's (to pick one) value changes would matter much.
If buying, selling and transacting fees are low enough, I don't see why bitcoin's (to pick one) value changes would matter much.
On-ramp has costs, then transaction has costs. And in my country at least, selling crypto (which is what you're doing when you buy something with it) is a taxable transaction. So now I have to keep all my transactions and report them to HMRC each year if I do that.
It's not going to happen. If people wanted to transact in crypto, they'd be doing it by now, it has had more than enough time.
I've had to pay my DNS registration in crypto from time to time too. I don't know why but sometimes the anti-fraud AI at the bank gets triggered by my DNS provider and that's literally the only method I have for paying them.