You can get a long ways just by assuming that the people involved in these transactions are utterly amoral.
Credit card processors don't have to be puritanical. Instead, puritanical people simply have to be smart enough to figure out that the best way to deplatform content that they disagree with is by putting pressure on their payment processor monopolistic vendors.
Giving in to a pressure campaign by ideological people can be a completely amoral and smart business decision.
so that begs the question - what if the non-puritanical people also pressure the credit payment processors to stop curtailing to those puritanicals? Why is it effective one way, but not the other?
The bad news is that essentially ALL such businesses still believe that it is essential for them to accept credit card payments - and that means they must still implement whatever agenda these are pushing. On their entire customer base, even if paying by crypto. For now.
Hopefully this progress continues.
Yes the payment provider is making a simple money based business decision, or possibly there is a threat of sanctions against the directors so a personal decision as well.
Someone, somewhere is making a choice to pressure content vendors to not offer this kind of content, and not to pressure them to not offer other kinds of content. It may be upstream of the payment processors but there is absolutely a weird puritan American thing going on somewhere, and it's much more interesting to get to the bottom of that since that's the point where change could happen. If everyone involved was amoral, these profitable games would continue being sold.
Since the processors don’t actually care, they must simply believe that dealing with these annoying people is not worth the effort, compared to just not serving stupidly marginal markets.
But the thing is, the people upset about the sex aren’t upset about the killing, which I think is ridiculous.
So it’s not even that the controversy is not worth the effort. It’s that it literally costs them money to deal with.
The sex taboo may not make sense, but it exists. And it makes people behave in ways that creates problems for lending to them, specifically fraud and chargeback rates are demonstrably higher.
Which begs the question. Why would amoral people decline cash?
So why do these two things cause credit card abuse to go through the roof?
Furthermore if it caused the credit card abuse to go through the roof wouldn't Valve just remove it of their own accord - at some point the abuse would mean money was taken away from Valve right?
Finally the article doesn't give this as a reason why it was removed - it said "violate the rules and standards set forth by our payment processors" - which sure, that may mean "high rates of credit card abuse were reported", but I doubt it.
Anyway, a link to studies of this phenomenon?
ps: I would probably believe credit card abuse increase under crypto, due no doubt to my innate prejudices.
What? Puritanism is not about some kind of blanket purity to be recognized or expressed from any angle, perspective or religion. And in American business is both extreme and extremely selective.
It's also very much about appearances and image projected. You have to accept a difference between anybody's personal values (in so far as these can show through the mess of corporate decisions), and the image that businesses believe they much display.