Really? If today were the last day of my life I'd do things very, very differently - I can't imagine that answer ever being "yes".
The tattoos are on my forearms and say "love life" and "embrace death". It's the inevitability of death and living your life in a manner that at the moment of your death, you can look back and be proud of the decisions you made. It doesn't mean live today as if it were your last, it means live it such that if it turned into your last, you have no regrets. And if you have any regrets in your past, fix them.
It quickly became second nature to consider all decisions on this axis, and if the result of a decision made you regret it, fix it quickly.
Since today is not my last (I hope!), and I know that I want to give myself and my family a life that is fulfilling for a long time to come, I work to earn money and hopefully make the world a better place.
I think it's good to remember that time is precious, but trying to guide your work habits by the "last day of your life" is not really that helpful IMO.
Sure, if it was your very very last day and you knew it, you might did something extremely different (e.g, get partying like crazy, spend all your cash on expensive gifts to yourself or go out helping people, etc). That's not the point, you're seeing it too literally.
The gist of the question is "given your days are finite, do you want to continue to do what you are about to do today?".